ShowMyXpenseShowMyXpense

Privacy Policy

Last updated: July 2026

1. Introduction

ShowMyXpense ("we", "us", or "our") is a privacy-first personal expense intelligence application built on the Base44 platform. This Privacy Policy explains what data we collect, how we use it, who we share it with, and your rights regarding your data.

By using ShowMyXpense, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use the application.

2. Information We Collect

  • Financial transaction data: Expenses, deposits, vendor names, amounts, currencies, payment sources, dates, categories, purposes, and notes you enter or import.
  • Budget data: Monthly budget limits, categories, currencies, and notes.
  • Configuration data: Categories, categorization rules, and vendor aliases you create.
  • Uploaded files: Bank and financial statement PDFs you upload for transaction extraction (see Section 5).
  • Account data: Your name, email address, and preferred currency settings.
  • Usage data: Interactions with the app for analytics and improvement.

3. How We Use Your Data

  • To display, organize, and analyze your expenses and deposits.
  • To generate reports, budgets, and financial insights.
  • To automatically categorize and normalize transactions during import.
  • To send you budget alert emails when spending exceeds your set limits.
  • To improve our categorization rules and AI extraction accuracy.

4. AI Processing & Service Providers

To provide intelligent features, ShowMyXpense uses third-party AI service providers. These providers receive data necessary to perform the requested processing:

  • Anthropic (Claude): When you upload a bank statement PDF, the file is sent to Anthropic's Claude AI model to extract and structure transaction data. Anthropic receives the content of your PDF for this purpose. See Anthropic's Privacy Policy.
  • Google (Gemini): When you create a budget in a non-SGD currency or the app needs a live exchange rate, Google's Gemini AI model is queried (with web search enabled) to fetch the current rate. Google receives the currency code and the rate query — no financial transaction data is sent in this call.

We do not sell your data to any third party. AI providers process your data solely to provide the requested feature and return the result.

5. Uploaded PDF Handling

When you upload a bank statement PDF for extraction:

  • The file is uploaded to secure file storage on the Base44 platform.
  • The file is sent to Anthropic's Claude AI for transaction extraction.
  • The extracted transaction data is stored in your expense and deposit records.
  • The file URL is not stored in our application database. The file reference exists only in your browser session during extraction and is cleared after processing.
  • The underlying file may be retained in Base44 platform file storage in accordance with their retention policy.

We do not use your uploaded statements to train AI models.

6. Data Retention

  • Financial data: Your expenses, deposits, budgets, and configuration data are retained for as long as your account is active, until you manually delete them.
  • Uploaded PDFs: Processed for extraction and not stored in the application database. See Section 5.
  • Account data: Retained until you request account deletion.
  • Deleted records: When you delete data, it is permanently deleted immediately and cannot be recovered. We recommend exporting your data before deletion.

7. Data Sharing

We share your data only with:

  • AI service providers as described in Section 4, solely to provide the requested features.
  • The Base44 platform, which hosts and processes your data.
  • Stripe, our payment processor, for subscription billing. Stripe processes your payment information (card numbers, CVV, etc.) directly — we never receive or store full payment details. Stripe receives your email address and subscription metadata necessary for billing.

We do not share your data with advertisers, data brokers, or any other third parties. We do not sell your data.

8. Payment Processing

Subscription payments for ShowMyXpense are processed by Stripe. When you subscribe to a paid plan, Stripe securely handles your payment information. We do not store your full card numbers, CVV, or complete payment details on our servers. We only store your Stripe customer ID, subscription ID, plan type, and billing status to manage your subscription and determine feature access.

9. Your Rights

You have the right to:

  • Access: View all your data within the app at any time.
  • Export: Download all your data as a PDF file from the Data & Privacy page.
  • Delete: Permanently delete your financial data from the Data & Privacy page.
  • Account deletion: Request full account deletion by contacting support.

10. Security

We take reasonable measures to protect your data. See our Security page for details on authentication, encryption, and infrastructure.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy in the app. The "Last updated" date at the top reflects when the policy was last revised.

12. Contact

If you have questions about this Privacy Policy or your data, please contact us at support@savyre.com.